You can only get boiler and central heating cover if you're actually the owner of the property. For instance, If you're currently living in a rented house or in social housing - you're not at all responsible for the maintaining and repairing of the boiler.
In general, there are two types of heating cover offered. One covers the boiler and controls, while the other provides full central heating cover. You can also find policies for plumbing, drains, wiring and the cost of yearly inspections.
Most of the plans won’t provide unlimited cover with unlimited call outs and uncapped payouts. Some plans pay only up to a particular level per claim and per year. Some other plans do not cover safety inspection or damage. However, most of the plans provide a help line for 24 hours daily. When you have an emergent situation, you simply call and they will pay the total cost of the call out, repairs, parts and labor of the covered property.
Before buying your boiler cover you need to make sure your particular make of boiler is actually included within the policy. Regarding annual charges, they can vary from ten to more than a couple of hundred pounds. When buying a policy it's better to do a comparison study by taking the advice of few specialist, web and/or phone services.
You need to analyse all the different options as the price of the cover depends on the boiler and the fuel type, level of the cover and the payment mode. Two great websites that offer boiler and central eating cover comparisons are uSwitch and Energyhelpline. uSwitch provides the largest comparison and the site includes most providers of cover in its search. You simply enter the details like boiler type, model and the age of the boiler.
Energyhelpline offers a less functional search and it includes fewer providers but it's definitely worthwhile to search. This website lists the available policies without asking any details whatsoever. |
